Medicaid for Nursing Home and In Home Care
Medicaid covers nursing home services for eligible people requiring a skilled level of care. Medicaid also covers home and community-based services for people who would need to be in a nursing home if they did not receive home care services. In this circumstance, the cost of in home care cannot exceed the cost of nursing home care.
Medicaid may also cover services that will help you remain in your home, such as personal care services, case management, and help with laundry and cleaning.
You may apply for Medicaid coverage yourself, or you may designate another person, such as a family member, your attorney or power of attorney, or a friend, to apply for you. This person is called an Authorized Representative. If someone else apples for you, that person should be familiar with your situation, be able to answer all eligibility questions, and have access to your financial records.
To apply for Nursing Home or Home Care Medicaid you will need to:
Fill out an application form
Complete an eligibility interview by telephone (or in person if preferred)
Provide documentation to verify general and financial requirements
When determining your financial eligibility for Medicaid some of your assets are counted, while others are excluded. During the Medicaid application process, you will have to provide documentation of what assets you have. While Medicaid’s assessment of your income is relatively straightforward, the assessment of your assets can be fairly complex, depending on how much and what kind of assets you have.
Assets that are usually counted for eligibility include:
- Checking and savings accounts
- Stocks and bonds
- Certificates of deposit
- Real property other than your primary residence
- Additional motor vehicles if you have more than one.
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